RRSP Optimizer

Find your Marginal Effective Tax Rate and the ideal RRSP contribution to maximize your tax savings this year.

Your Information

Tax Year

Province / Territory

Annual Employment Income

Available RRSP Room

Planned RRSP Contribution

Children Under 6

Children Ages 6 – 17

I have a spouse / common-law partner

Spouse Annual Income

Marginal Effective Tax Rate

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Enter your details and calculate

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Your tax breakdown and RRSP savings will appear here.

Disclaimer: This calculator is for illustrative purposes only and uses approximate 2024/2025 federal and provincial tax rates. It does not account for all credits, deductions, or individual circumstances. Please consult with your RJMwealth advisor before making any financial decisions.